INSURANCE EXPLAINED

Excess Reduction provides peace of mind. In the event of an accident it reduces your financial liability to a manageable amount.

Provided you comply with the terms of the rental agreement your financial liability for loss and/or damage to either the AAA Car Rental’s vehicle and/or third party property is limited to a pre-determined amount. There are only three exemption for which the renter must take total financial responsibility. These events are detailed below. 1. Overhead damage 2. Water damage 3. Under-body damage

Irrespective of how overhead, water or underbody damage or loss is caused; it is the renter's full financial responsibility.

We have 2 Simple levels of excess reduction with No hidden Fees or fine print just 2 easy to understand options.

When you hire a car from AAA Car Rentals you are covered by our Motor Vehicle Insurance. However, there are 2 options offered to reduce your excess.

The following is a guide to the different excess options available. From the time you (or your nominated driver in the rental agreement) take charge of a rental vehicle, you are financially responsible for any loss or damage to the vehicle or any loss or damage to third party property as a result of using the vehicle.

The renter's responsibility also includes damage caused by acts of nature such as hailstorms or falling trees.

The liability (called an excess) varies depending on the category of vehicle and the age of the driver. The standard excess is a substantial amount but is still a small proportion of the value of the rental vehicle. Your standard excess amount will be advised to you at the time of rental and will be shown on your rental agreement.

Excess Reduction

Provided you comply with the terms of the rental agreement, Excess Reduction ensures that for any particular loss or damage to the vehicle or third party property you will not have a liability greater than the reduced excess even if the damage was caused by your mistake.

This is genuine no fault protection. Excess Reduction is not an insurance policy but optional coverage which for a small fee reduces your standard excess liability and offers real value for money.

DRIVERS 26 TO 75 YEARS OF AGE

AAA MINIMUM Cover (Standard Excess $5500 Excess)

All cars hired by AAA Car Rentals include MINIMUM Cover for no extra charge. Our basic Motor Vehicle Insurance carries an excess liability of $5500.

This means that in the unfortunate event that the rental vehicle is involved in an accident or is damaged, you are liable for the first $5500 of any damage costs. As the renter you are liable for the excess regardless of whether you are 'at fault' or not.

If you would like only the MINIMUM Cover a $5500 hold will be placed on your credit card.

Option 1.

AAA EVERYDAY Excess Reduction

The EVERYDAY plan reduces your excess from $5500 to $2250.

As mentioned above, all cars hired by AAA Car Rentals include Motor Vehicle Insurance for no extra charge. However, you can choose to reduce your excess liability to $2250 with this option. By selecting this option you reduce your maximum excess liability to $2250.

As the renter you are liable for the excess regardless of whether you are 'at fault' or not. (Not available for rentals under 4-day duration)

Option 2.

AAA PLUS Excess Reduction

Our top plan AAA Plus reduces your excess from $5500 to a low $500.

With our PLUS excess coverage you can travel with peace of mind knowing that in the event of an accident or damage to the vehicle you’re maximum excess is only $500.

DRIVERS 23 TO 25 YEARS OF AGE

& provisional driver

AAA MINIMUM Cover – NOT available drivers under 25 year of age

Option 1.

AAA EVERYDAY Excess Reduction

The EVERYDAY plan reduces your excess from $5500 to $2250.

As mentioned above, all cars hired by AAA Car Rentals include Motor Vehicle Insurance for no extra charge. However, you can choose to reduce your excess liability to $2250 with this option. By selecting this option you reduce your maximum excess liability to $2250. As the renter you are liable for the excess regardless of whether you are 'at fault' or not. (Not available for rentals under 4-day duration)

Option 2.

AAA PLUS Excess Reduction

Our top plan AAA Plus reduces your excess from $5500 to $750.

With our PLUS excess coverage you can travel with peace of mind knowing that in the event of an accident or damage to the vehicle you’re maximum excess is only $750.

DRIVERS 18 TO 22 YEARS OF AGE

The best and easiest way to experience all the wonders Tasmania has to offer is by car, and we think this opportunity should be available for all good drivers. Which is why we are specialists in under 22’s and P Plater car hire.

We at AAA Car Rentals specialise in renting quality cars to younger drivers. We aim to make it as simple as possible  to understand our contracts and insurance policies and take the time to go through all contract with every customer. We want you, our customer,  to be 100% comfortable with your responsibilities when renting. We are always happy to help explain all the details of the contract.

We have only 1 option for excess reduction for younger drivers.

AAA MINIMUM Cover – NOT available drivers under 25 year of age

Option 1.

AAA EVERYDAY - NOT available drivers under 22 year of age sorry

Option 2.

AAA PLUS Excess Reduction

Our top plan AAA Plus reduces your excess from $5500 to $1500.

With our PLUS excess coverage you can travel with peace of mind knowing that in the event of an accident or damage to the vehicle you’re maximum excess is only $1500.

Please Note:

Drivers under 22 years of age will be asked at the time of booking how long they have held there licence.

In order to rent a car you MUST have been driving unsupervised longer than 12months.

Maximum limit for the liability coverage - $32,500,000.00

QM6238-1114 QBE Fleet & Heavy Haulage policy

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